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On going projects and programmes

- An Assessment of Institutional Linkages Between Apex Housing Finance Institutions (HFIs) and MFIs :

The East chapter (?) is doing an exercise on Micro finance institution and House finance institution toward housing the poor. The exercise came out from the regional agenda for the south. The exercise aim to analyze the linkages between the apex Housing finance institutions (HFI) and the Micro Credit Financial Institutions (MFIs), identifying the issues and constraints; the strengths and weaknesses to further streamline the flow of credit not just from the apex HFI to the MFI's but also from the lending agency to the beneficiary. Further the exercise will attempt to establish the role of NGO led Micro Finance Institutions as viable /sustainable/ replicable channels for credit delivery to the poor for housing and related infrastructure requirements.

The idea is not to study the success of these MFI's in terms of number of beneficiaries, amount of credit disbursed, recovery rate and credit flows but to go beyond this and look at the institutional linkages between the apex HFIs and the MFI's and the innovative modalities, accessing loan, lending and recovery thereon.

The final purpose is to lobby to make a change in the current situation.

- They are working on the implementation of the housing scheme “ Divaldiniki eneduca howard fiocine (???????)”, making a lobby to change it in some part; for example this scheme doesn't look at all to NGOs and voluntary organizations. The all scheme is been implemented by government organization and it lead to cases of corruption. It is mostly a urban scheme; it's a subsidy loan scheme, the beneficiary is suppose to put 50%, the loan will cover the other 50%.

Other planed activities are:
- Campaign for Financial Support for the Urban NGOs:
The aim is to bring grass roots organizations, NGOs, activists, researchers and scholars, together to lobby for an arrangement to support the work of Urban NGOs, to evolve a framework detailing out the organizational structure and working arrangements for the new organization.

- Study of Municipal Budgets of 5 Selected Cities in South India:
The aim is to analyse the city budget and within that process, focusing on public education, the Advocacy for the poor and the environment, and establishing principle of greater people's participation in governance.

- Aspects of Cost and energy effective eco friendly technologies:
Still in the conceptual stage,
INHAF has initiate to work on the following aspects of CEEEF technologies:

1) Information dissemination and awareness building on the concept of CEEEF technologies. Database of all CEEEF agencies/ agents / documentation on projects and networking amongst all these actors should be INHAF's prime focus area.

2) Capacity building through focused training for an identified target group. Eventually INHAF could undertake design of training manuals and aids.

3) T o work at the policy level to include CEEEF technologies in the overall legal framework governing construction activity and contracts.

- Lobbying for an effective National Slum Policy:
INHAF is in the process of preparing a position paper on the draft and the comments received thereon. This will be circulated as information and support will be gathered before approaching the Government .

- An exercise on the implementation of GOI sponsored Vambay Scheme – Beneficiaries Perceptions & Experience:

still in the conceptual stage.


download the word file of the report > part A